Balanced Wealth Strategies hero: required minimum distributions in 2026 - ages, penalties, and the rules that changed.
Tax & Estate Planning

Required Minimum Distributions (RMD) in 2026: Ages, Penalties, and the Rules That Changed

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RMDs start at 73 or 75 depending on your birth year, the missed-RMD penalty dropped to 25%, and Roth 401(k)s are now exempt. The 2026 rules, explained.