Is Your Buy-Sell Agreement Actually Funded?
Many co-owned businesses have a buy-sell agreement. Fewer have one that would work tomorrow. Why funding and valuation quietly go stale.
Business Succession: Passing the Company to Family, Partners, or a Buyer
Every owner exits eventually. See how the three succession paths – family, internal, or outside sale – differ in tax, funding, and control.
Charitable Giving in 2026: Donor-Advised Funds, QCDs, and Appreciated Stock
The 2026 rules changed the math of giving. See how donor-advised funds, qualified charitable distributions, and appreciated stock still give the most.
Giving Appreciated Stock Instead of Cash: How It Works
For anyone holding investments that have risen, cash is the least efficient way to give. See how donating the shares avoids the capital gains tax.
NUA or a Full IRA Rollover? The Company-Stock Decision at Retirement
Company stock in your 401(k)? Using NUA or rolling everything to an IRA is largely irreversible. See when each path wins before you sign.
Required Minimum Distributions (RMD) in 2026: Ages, Penalties, and the Rules That Changed
RMDs start at 73 or 75 depending on your birth year, the missed-RMD penalty dropped to 25%, and Roth 401(k)s are now exempt. The 2026 rules, explained.
RSUs and Stock Options: Timing the Tax Hit
Equity comp can bring a tax bill before the cash to pay it. See when RSUs, NSOs, and ISOs are taxed – and how to plan the timing.
Too Much of One Stock: Diversifying a Concentrated Position Without a Ruinous Tax Bill
The stock that made you wealthy can undo you. See the tax-aware ways to diversify a concentrated position – staged sales, gifting, and more.
The First Five Moves After Receiving a Large Inheritance
An inheritance asks for decisions when clear thinking is scarce. Five ordered moves to protect what you received and buy time to decide well.
Sudden Wealth: The Calm First 90 Days After an Inheritance or Windfall
An inheritance or windfall arrives with pressure and grief. See why the first move is to slow down – pause, protect, and plan before you invest.