Balanced Wealth Strategies hero: The Account That Will Not Shrink — Roth conversions and reducing lifetime tax, Part One.
Tax & Estate Planning

The Roth Conversion Window: Reducing Your Own Lifetime Tax Before Your RMDs Decide It For You

Required minimum distributions can keep a large traditional IRA taxed for the rest of your life. Part One of a three-part series looks at how a measured Roth conversion strategy under 2026 tax law may reduce your own lifetime tax.