Too Much of One Stock: Diversifying a Concentrated Position Without a Ruinous Tax Bill
The stock that made you wealthy can undo you. See the tax-aware ways to diversify a concentrated position – staged sales, gifting, and more.
concentration risk
You Took the NUA Distribution. Now the Question Is When to Sell
The NUA distribution locks in one tax advantage permanently, but the stock keeps moving after it leaves the plan. This final installment covers the one-year holding period on new gains, the concentration risk of holding, and the Medicare IRMAA surcharge that arrives two years after the sale.