Too Much of One Stock: Diversifying a Concentrated Position Without a Ruinous Tax Bill
The stock that made you wealthy can undo you. See the tax-aware ways to diversify a concentrated position – staged sales, gifting, and more.
The stock that made you wealthy can undo you. See the tax-aware ways to diversify a concentrated position – staged sales, gifting, and more.
The NUA distribution locks in one tax advantage permanently, but the stock keeps moving after it leaves the plan. This final installment covers the one-year holding period on new gains, the concentration risk of holding, and the Medicare IRMAA surcharge that arrives two years after the sale.